Our Carriers

NeitClem places business with a broad panel of admitted and non-admitted carriers. Browse our featured markets below for lines of business and target appetite, or search to find the right fit for your risk.

Carrier Appetite Directory

Click a carrier to view its full lines of business and target appetite. Not sure where your risk fits? Our brokerage team can point you to the right market.

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Liquor Liability - Monoline Okay
  • Excess (Ategrity as the primary)
  • Inland Marine (As a package)
  • Property
  • Errors & Omissions - All Others

Appetite (Target Appetites First)

  • Small Business (Non-Profit, Commercial LRO, Artisan Contractors & Hospitality)
  • < 30% in liquor sales, Revenue - Up to $3M for Hotel/Motel & $5M for all other classes
  • Limits - Max limits of $1M/$2M, Property authority is up to $1.5M TIV per location, $5M TIV per policy
  • Can consider accounts with property coverage up to 5 locations
  • Digital Brokerage (Non-Profit, Retail & Wholesale Trade, Daycare & Hospitality)
  • TIV: $1.5M - $5M per location, $5M per policy, Up to 10 locations, Revenue: Up to $25M, Buildings with up to 1000 units
  • Buildings up to 20 stories, Daycares with licensed capacity up to 1000, < 60% in liquor sales, Anything that does not qualify for Digital Brokerage will be routed to the appropriate Brokerage team
  • Ategrity Select
  • Ategrity Select Small Contractor - Designed for non-structural type contractors with <$1M in revenue
  • Ategrity Select Home Health - All Home Healthcare risks licensed with the Centers for Medicare & Medicaid Services (CMS)
  • Unskilled nursing & similar services: housekeeping, bathing, dressing, medication reminders, meal prep, laundry, groceries, light outdoor activities, companionship
  • Ategrity Select Non-Profits - This Ategrity Select Non-Profit product is exclusively for 501(c)(3) non-profit organizations, packaged to make obtaining coverage easy and accessible
  • Social Services Organizations: Food banks, programs serving battered women/children, animal advocacy groups, adoption centers; Youth Sports Programs; Community Theater; & Art Groups
  • Religious Organizations - As a religious organization, ministry is the mission — but unique risks can put that mission at risk. Ategrity Select extends beyond churches, offering protection for Meditation Centers, Ministry Groups, Tenant Organizations, Mosques, and Temples

Lines of Business

  • Pollution (Brokerage)
  • General Liability
  • Commercial Property (Package)
  • Excess Liability (Brokerage)
  • Commercial Property (Monoline)
  • Garage
  • Inland Marine
  • Misc
  • Errors & Omissions - Directors & Officers

Lines of Business

  • General Liability
  • Excess Liability
  • Errors & Omissions - All Others

Lines of Business

  • Excess Liability
  • Garage Liability
  • General Liability

Lines of Business

  • General Liability

Appetite (Target Appetites First)

Casualty

Target classes include:

  • Construction & General Contractors
  • Manufacturing & Distribution
  • Real Estate Risks
  • Hospitality & Mercantile Risks
  • Product-Driven Businesses
  • Small Business Contractors
Professional Liability

Target classes include:

  • Insurance Agents & Brokers
  • Lawyers
  • Real Estate Professionals
  • Miscellaneous E&O Risks
  • MGAs / MGUs
  • Third Party Administrators

Lines of Business

  • General Liability
  • Errors & Omissions - All Others
  • Errors & Omissions - Directors & Officers
  • Commercial Property (Package)
  • Excess Liability
  • Professional Liability (Architects & Engineers)
  • Product / Completed Operations
  • Malpractice - All Others
  • General Liability - Product Tampering
  • Employment Practices Liability

Lines of Business

  • Commercial Package
  • Commercial Package Multi Location
  • Property Only
  • General Liability

Appetite (Target Appetites First)

  • Restaurants: Includes fast food, take out, casual dining, and family-style restaurants
  • Liquor exposure: Up to 50% & liquor liability available
  • Bars & Wedding venues: Can be considered on Property only
  • LRO Office & Retail
  • Office buildings & doctors' practices
  • Retail strip malls: With restaurants, retail stores, and services
  • Grocery: Mid-sized markets, convenience stores, liquor stores
  • Retail Shopping
  • Service Shops
  • Wholesale / Distribution
  • Moderate to High Fire is not eligible

Lines of Business

  • General Liability
  • Excess Liability
  • Pollution
  • Errors & Omissions - All Others
  • Employment Practices Liability
  • Environment Impairment

Lines of Business

  • Construction
  • General Casualty
  • Life Science
  • Products Liability
  • General Liability (with Product/Completed Operations)

Appetite (Target Appetites First)

Life Sciences
  • Cannabis
  • Nutraceutical Risks
Products Liability
  • Appliances & Electronics
  • Food & Beverage
  • Clothing
  • Machinery & Machine Shops
  • Sporting Goods
  • Tobacco & E-Cigarettes
  • Consumer & Industrial Products
Construction (Practice, OI & OCP policies)
General Casualty
  • Vacant Land
  • Vacant Buildings
  • Commercial LRO
  • Habitational

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Commercial Property (Monoline)
  • Excess Liability
  • Vacant Buildings

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Commercial Property (Monoline)
  • DIC, Earthquake (Monoline)
  • Pollution

Lines of Business

  • Errors & Omissions - Directors & Officers
  • Excess Liability
  • General Liability

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Excess Liability

Lines of Business

  • Commercial Property (Monoline)
  • Commercial Property (Package)
  • DIC, Earthquake (Monoline)

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Fire (Farm Owners)
  • Excess Liability
  • Pollution

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Commercial Property (Monoline)
  • DIC, Earthquake (Monoline)
  • Excess Liability

Lines of Business

  • General Liability
  • Excess Liability
  • Commercial Property (Monoline)
  • Errors & Omissions - Directors & Officer
  • Crime
  • Employment Practices Liability

Lines of Business

  • DIC, Earthquake (Monoline)
  • Commercial Property (Monoline)
  • Inland Marine
  • General Liability
  • Excess Liability
  • Environmental Impairment
  • Pollution

Lines of Business

  • General Liability
  • Excess Liability
  • Errors & Omissions - All Others
  • Products Recall
  • Misc

Lines of Business

  • Commercial Property (Monoline)
  • Commercial Property (Package)
  • Inland Marine

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Commercial Property (Monoline)
  • Excess Liability
  • Products Recall

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Commercial Property (Monoline)
  • Vacant Buildings

Lines of Business

  • Errors & Omissions - All Others
  • Environmental Impairment
  • Excess Liability

Lines of Business

  • General Liability
  • Misc
  • Auto Liability Commercial

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Commercial Property (Monoline)

Lines of Business

  • General Liability
  • Commercial Property (Package)
  • Misc

Lines of Business

  • DIC, Earthquake (Monoline)
  • Commercial Property (Package)
  • Commercial Property (Monoline)

Additional Markets

We also place business with the following markets. Contact our brokerage team for current appetite on any of these carriers.

  • Arrowhead Commercial Property - DIC
  • Universal Shield
  • IPC
  • CapSpecialty
  • Dual / Axis
  • Vela
  • EUS
  • Coalition
  • The Hartford
  • ACE Online
  • Texas Excess Liability
  • Old Republic Union Commercial Property (Monoline) · Commercial Property (Package)
  • Hudson Excess Errors & Omissions - All Others
  • Westchester Fire General Liability · Excess Liability
  • AXIS Surplus General Liability
  • Steadfast DIC, Earthquake (Monoline)
  • Everest Ind DIC, Earthquake (Monoline)
  • Capitol Spec Ins General Liability · Errors & Omissions - All Others
  • Great Divide Ins Commercial Property (Package) · Commercial Property (Monoline)
  • Cumis General Liability · Inland Marine
  • Shield Indemnity Commercial Property (Package) · Commercial Property (Monoline)
  • Palms Ins Errors & Omissions - All Others · General Liability
  • National Union Fire General Liability
  • Republic-Vanguard Commercial Property (Monoline)
  • Scotsdale Pollution
  • Ace Fire Underwriters Professional Liability (Architects & Engineers)
  • Ins Co of The State of PA General Liability
  • Starr Surplus
  • Sutton Specialty Commercial Property (Monoline)
  • Canopius US
  • Carolina Casualty
  • Homeland Ins
  • Houston Spec Commercial Property (Package) · Inland Marine
  • Ironshore
  • Travelers Casualty Crime
  • North American Capacity
  • Aspen American Errors & Omissions - All Others

Don't see your line of business?

Our carrier panel runs deeper than what's listed here. Contact our brokerage team or submit an application — we can often find a market for your risk.

Submit an Application

Questions about a specific carrier or appetite? Talk to our brokerage team.

(323) 258-2600 Get a Quote

Submitting your application…