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Excess & Surplus

Ategrity

Ategrity Specialty Insurance Company is a technology-driven E&S carrier built to make underwriting for small and mid-sized commercial risks fast, consistent, and effortless for agents and brokers. Its data-driven risk analysis and streamlined digital platform give NeitClem a nimble, efficient market for hard-to-place accounts that demand speed without sacrificing underwriting discipline.

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Lines of Business

Coverage lines NeitClem can access through Ategrity. Appetite, capacity, and eligible classes vary by state and by individual account — our brokerage team can confirm the fit before you market the risk.

  • General Liability
  • Commercial Property (Package)
  • Liquor Liability - Monoline Okay
  • Excess (Ategrity as the primary)
  • Inland Marine (As a package)
  • Property
  • Errors & Omissions - All Others

Appetite (Target Appetites First)

  • Small Business (Non-Profit, Commercial LRO, Artisan Contractors & Hospitality)
  • < 30% in liquor sales, Revenue - Up to $3M for Hotel/Motel & $5M for all other classes
  • Limits - Max limits of $1M/$2M, Property authority is up to $1.5M TIV per location, $5M TIV per policy
  • Can consider accounts with property coverage up to 5 locations
  • Digital Brokerage (Non-Profit, Retail & Wholesale Trade, Daycare & Hospitality)
  • TIV: $1.5M - $5M per location, $5M per policy, Up to 10 locations, Revenue: Up to $25M, Buildings with up to 1000 units
  • Buildings up to 20 stories, Daycares with licensed capacity up to 1000, < 60% in liquor sales, Anything that does not qualify for Digital Brokerage will be routed to the appropriate Brokerage team
  • Ategrity Select
  • Ategrity Select Small Contractor - Designed for non-structural type contractors with <$1M in revenue
  • Ategrity Select Home Health - All Home Healthcare risks licensed with the Centers for Medicare & Medicaid Services (CMS)
  • Unskilled nursing & similar services: housekeeping, bathing, dressing, medication reminders, meal prep, laundry, groceries, light outdoor activities, companionship
  • Ategrity Select Non-Profits - This Ategrity Select Non-Profit product is exclusively for 501(c)(3) non-profit organizations, packaged to make obtaining coverage easy and accessible
  • Social Services Organizations: Food banks, programs serving battered women/children, animal advocacy groups, adoption centers; Youth Sports Programs; Community Theater; & Art Groups
  • Religious Organizations - As a religious organization, ministry is the mission — but unique risks can put that mission at risk. Ategrity Select extends beyond churches, offering protection for Meditation Centers, Ministry Groups, Tenant Organizations, Mosques, and Temples

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Explore More Carriers

More Excess & Surplus markets NeitClem places business with. Still not the right fit? Browse all 54 carriers to compare appetite across the full panel, or talk to our brokerage team.

Excess & Surplus

Admiral

Admiral Insurance Group, a member of W. R. Berkley Corporation, has specialized in excess and surplus lines commercial casualty and professional liability since 1974, underwriting difficult-to-place risks across construction, cannabis, technology, and healthcare. Admiral's creative, outside-the-box underwriting philosophy makes it a go-to carrier for NeitClem on moderate-to-high-hazard accounts that require true E&S flexibility.

General Liability Errors & Omissions - All Others Errors & Omissions - Directors & Officers +7 more
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Excess & Surplus

Nautilus

Nautilus Insurance Group, a member of W. R. Berkley Corporation, is a leading excess and surplus lines carrier specializing in the high-volume, small-premium commercial market across general liability, property, and inland marine. Operating since 1985 and backed by an A+ (Superior) A.M. Best rating, Nautilus serves appointed wholesale general agents nationwide. Its deep E&S expertise and Berkley-backed financial strength make it a dependable market for NeitClem's harder-to-place small commercial accounts.

General Liability Commercial Property Inland Marine +3 more
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Excess & Surplus

Markel / Evanston

Markel Corporation, through its Evanston Insurance Company subsidiary, is a leading excess and surplus lines carrier known for flexible, non-admitted capacity across professional liability, general liability, and specialty commercial risk. Evanston's broad appetite and creative underwriting give NeitClem a dependable E&S partner for complex accounts that fall outside standard market guidelines. Markel also writes admitted commercial property and inland marine business through its Markel American Insurance Company arm, giving NeitClem both non-admitted and admitted paper under one carrier relationship.

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Have a risk for Ategrity?

Submit your application and our brokerage team will confirm current appetite, walk through submission requirements, and get it in front of the right underwriter.

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Questions about a specific carrier or appetite? Talk to our brokerage team.

(323) 258-2600 QuoteNow@neitclem.com
(323) 258-2600 Get a Quote

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