All Insurance Products
Twelve specialized E&S risk classes — each individually underwritten and tailored for the California market. Filter by category above or browse them all.
Featured Classes
Craft underwriting of unique special risks for small to medium enterprises within the E&S Casualty market. Individually underwritten with customized coverage forms tailored to each risk.
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Casualty
Protection against loss of property damage or bodily injury, products and completed operations liability for commercial operations of all types and sizes.
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Garage
Covers a wide range of auto dealer and auto service operations on the traditional garage coverage form, including dealer open lot and service station liability.
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Tech Professional
Extends beyond standard E&O to include technology liability, data breach protection, clinical trials coverage, and healthcare professional liability.
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Inland Marine & Builder's Risk
Equipment floater and inland marine policies covering items and equipment moved by van, truck, or train, plus construction equipment and jobsite exposures.
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Medical Professional
Medical malpractice coverage protecting healthcare professionals with financial protection against claims of negligent acts, errors or omissions in patient care.
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Package Policies
Customizable policies for business owners, building owners, tenants, and landlords covering property damage from fire, vandalism, and comprehensive liability exposures.
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Health, Nutrition & Lifestyle
Customized coverage for health and nutrition industries, hemp and CBD businesses, and cannabis cultivators, processors, wholesalers, and dispensaries statewide.
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Property
Covers small to medium operations across 1,000+ business types, including excess liability over general, auto, and liquor liability for commercial property owners.
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Environmental
Coverage for third-party claims for bodily injury, property damage, or clean-up costs resulting from environmental incidents — designed for industrial and commercial contractors.
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Excess & Umbrella
Broad excess and umbrella coverage protecting against risks from natural causes to fire, theft, and vandalism — providing additional limits above primary policies.
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Owner's Interest / Wrap-Ups
Three wrap-up policy types — OIP, OCIP, and CCIP — for property owners and general contractors managing construction project liability from a single consolidated program.
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