Established in 1992, NeitClem has built lasting relationships with top-tier carriers across the country. We specialize in hard-to-place risks that standard admitted carriers won't accept — providing agents with expert underwriting guidance, fast turnarounds, and dedicated support on every submission.

Insurance Lines

Casualty

Comprehensive general liability solutions for a wide range of commercial operations.

  • Commercial General Liability (CGL)
  • Owners, Contractors & Protective (OCP)
  • Wrap-up Programs (OCIP / CCIP)
  • Contractors Pollution Liability
  • Excess & Umbrella Coverage

Professional Liability

Errors & omissions and specialty professional liability for a broad range of professions.

  • Healthcare & Medical Malpractice
  • Architects & Engineers E&O
  • Employment Practices Liability (EPLI)
  • Fiduciary Liability
  • Directors & Officers (D&O)

Garage Liability

Specialized coverage for auto-related businesses that standard carriers often decline.

  • Auto Dealers (New & Used)
  • Repair Shops & Service Centers
  • Equipment Sales & Leasing
  • Towing Operations
  • Garage Keepers Legal Liability

Property & Inland Marine

Property solutions for complex, high-value, or hard-to-place commercial risks.

  • Builder's Risk
  • Commercial Property (Vacant & Occupied)
  • Cargo & Ocean Marine
  • Jeweler's Block
  • Crime & Fidelity Coverage

Specialty & Niche Markets

Tailored solutions for industries that require creative underwriting approaches.

  • Bars, Restaurants & Nightclubs
  • Amusement & Entertainment Centers
  • Beauty, Nail & Salon Services
  • Janitorial & Cleaning Services
  • Welding & Metal Fabrication

Health, Nutrition & Lifestyle

Coverage for the growing wellness and alternative health industries.

  • Wellness & Fitness Centers
  • Hemp / CBD Product Liability
  • Cannabis Operations
  • Nutritional Supplement Manufacturers
  • Kratom & Alternative Products

Environmental

Pollution liability coverage for contractors, property owners, and industrial risks.

  • Third-Party Bodily Injury & Property Damage
  • Contractors Pollution Liability (CPL)
  • Site Pollution Liability
  • Storage Tank Liability
  • Environmental Professional E&O

Package Policies

Bundled coverage programs designed for business owners, building owners, and landlords.

  • Business Owners Policy (BOP)
  • Building Owners & Landlords
  • Tenant Commercial Package
  • Habitational Property
  • Mixed-Use Property Programs

Agent Support Services

Beyond placement — we provide tools and services to help agents grow their business.

  • Online Application & Quoting
  • Premium Calculator Tools
  • Loss Run Request Processing
  • Claims Reporting & Assistance
  • Flexible Payment Options

How It Works

Getting a quote with NeitClem is straightforward. Here's what to expect.

1

Submit an Application

Complete our online application form or send us your acord for the coverage type needed.

2

Underwriting Review

Our team reviews your submission and shops it across our A-rated carrier markets.

3

Receive a Quote

We return competitive quotes with coverage options tailored to your client's needs.

4

Bind & Issue

Approve the quote and we handle the binding, policy issuance, and documentation.

Ready to Submit a Risk?

Our team is available Monday through Friday, 8:30 AM – 5:00 PM PST. Reach out or start an application today.

Start an Application Contact Us