:: COMPANIES ::
 
NeitClem has the markets to help you get the coverage your clients need.


:: Admitted companies

Also known as standard companies, are regulated both in premium rates and policy form requirements and must be licensed in the respective states where the risk is located. The type of business admitted companies write is similar and uniform countrywide, homogeneous types of risks. Admitted companies are given the protection of state guaranty funds, claim payment protection in the event of default.


:: Non-admitted companies
Also known as excess and surplus lines companies, are not subject to regulation for either premium rates or policy forms. Non-admitted companies provide insurance through appointed brokers that are specifically licensed as surplus lines brokers, which is unavailable with admitted companies. Non-admitted companies provide flexibility for the unique characteristics and unusual needs of the insured. Non-admitted companies are required to be licensed in their home office jurisdiction but are also regulated by local state surplus lines laws which protect the insurance consumer.
 
:: Partial list of Admitted companies
ACE American Insurance Company
California Insurance Company
Carolina Casualty Insurance Company
Continental Casualty Company
Federal Insurance Company
Fireman’s Fund Insurance Company
Global-Aerospace, Inc.
Golden Bear Insurance Company
Great American Insurance Company
Insurance Company of Pennsylvania
Insurance Company of the West
Markel American Insurance Company
National Casualty Company
National Union Fire Insurance Company
Philadelphia Indemnity Company
RLI Insurance Company
RSUI Indemnity Company
St. Paul Fire & Marine Insurance Company
Topa Insurance Company
Westchester Fire Insurance Company
Zurich American Insurance Company


:: Partial list of Non-Admitted companies
Admiral Insurance Company
American International Specialty Lines Insurance Company
American Safety Indemnity Company
Arch Specialty Insurance Company
Axis Surplus Insurance Company
CHUBB Custom Insurance Company
Empire Indemnity Insurance Company
Essex Insurance Company
Evanston Insurance Company
Everest Indemnity Insurance Company
Gemini Insurance Company
Glencoe Insurance Limited
Great American E&S Insurance Company
Landmark American Insurance Company
Lexington Insurance Company
Liberty International Underwriters
Maxum Indemnity Company
Mt. Hawley Insurance Company
Nautilus Insurance Company
North American Capacity Insurance Company
Pacific Insurance Company Ltd.
Steadfast Insurance Company
Underwriters at Lloyds, London
United National Insurance Company
Westchester Surplus Lines Insurance Company
 

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